Date of Award
College of Arts Humanities and Social Sciences
Yavuz Yasar, Ph.D.
Affordable Care Act, ACA, United States, Healthcare, Health insurance
In 2010, the 111th Congress passed the first national health care reform in the United States, the Patient Protection and Affordable Care Act (ACA). This landmark legislation is intended to "fix" a health care system renowned for decreasing access and escalating costs. This paper examines one of the principal reforms in the ACA, the state health insurance exchanges. The author finds theoretical and empirical evidence to support the exchanges' potential (in conjunction with other relevant ACA reforms) to increase access, decrease insurers' excess profits and shift health care costs away from those least able to afford them. The exchanges fall short of becoming a panacea, however, as they leave a large number of people uninsured, even in optimal scenarios. Thus, the exchanges are essentially another band-aid for the system which covers additional people, yet does not cure the U.S. health care system's ills.
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Luisa Sanchez de Tagle
Received from ProQuest
Sanchez de Tagle, Luisa, "Health Insurance Exchanges: A Panacea or a Band-Aid?" (2012). Electronic Theses and Dissertations. 571.
Economics, Health care management