Does Cryptocurrency Trading Favor Retail Investors, and if So, for How Long?

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Sturm College of Law


Bitcoin, Retail investors, Individual investors, Investors, Cryptocurrency, Stock, Stock market


A recent report in the Financial Times indicates that there are approximately 1,600 individual investors (generally thought to be high net worth individuals), known as “Bitcoin whales” who hold one-third of the Bitcoins in circulation, and of those, approximately 100 investors own between 10,000 and 100,000 Bitcoin each in their wallets. In the world of investing, retail investors are individual investors who buy and sell securities through traditional or online brokerage firms or accounts, and now cryptocurrency exchanges. Institutional investors are on the other side of the spectrum from retail investors. According to a recent article in, 2018 could be the year that institutional investors enter the cryptocurrency marketplace. Yet, the consensus is that while most institutional investors are still sitting on the sidelines, that will not last for long as advances are made on many of the issues and concerns keeping them on the bench.

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Stacey L. Bowers

Publication Title

The Race to the Bottom