The Psychological and Neural Basis of Loss Aversion

Publication Date

2-2019

Document Type

Article

Organizational Units

College of Arts Humanities and Social Sciences, Psychology

Keywords

Loss aversion, Well-being, Prospect theory, Decision making, Emotion

Abstract

Loss aversion is a central element of prospect theory, the dominant theory of decision making under uncertainty for the past four decades, and refers to the overweighting of potential losses relative to equivalent gains, a critical determinant of risky decision making. Recent advances in affective and decision neuroscience have shed new light on the psychological and neurobiological mechanisms underlying loss aversion. Here, integrating disparate literatures from the level of neurotransmitters to subjective reports of emotion, we propose a novel neural and computational framework that links norepinephrine to loss aversion and identifies a distinct role for dopamine in risk taking for rewards. We also propose that loss aversion specifically relates to anticipated emotions and aspects of the immediate experience of realized gains and losses but not their long-term emotional consequences, highlighting an underappreciated temporal structure. Finally, we discuss challenges to loss aversion and the relevance of loss aversion to understanding psychiatric disorders. Refining models of loss aversion will have broad consequences for the science of decision making and for how we understand individual variation in economic preferences and psychological well-being across both healthy and psychiatric populations.

Copyright Date

11-29-2018

Copyright Statement / License for Reuse

All Rights Reserved
All Rights Reserved.

Rights Holder

Peter Sokol-Hessner, Robb B. Rutledge, and Sage Publications

Provenance

Received from CHORUS

Language

English (eng)

Publication Statement

Copyright is held by the authors and Sage Publications. User is responsible for all copyright compliance. This article was originally published as:

Sokol-Hessner, P., & Rutledge, R. B. (2019). The psychological and neural basis of loss aversion. Current Directions in Psychological Science, 28(1), 20-27. https://doi.org/10.1177/0963721418806510

Publication Title

Current Directions in Psychological Science

Volume

28

Issue

1

First Page

20

Last Page

27

ISSN

1467-8721



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